Understanding Your Checking and Savings Accounts

Account Type Rates and Balances** Account Terms
    All checks are held in safekeeping. Check images in sequential numerical order are provided in your monthly statement.

Boardwalk® Interest Checking Account

Products and Services
  • Interest paid on tier balance at the rate that corresponds to the deposit tier.
  • Unlimited Check writing.
  • Your interest rate and APY's* may change at our discretion.
  • Interest begins to accrue on the business day you deposit non-cash items (for example: checks).· Interest is compounded daily and credited monthly. If your account is closed before interest is credited, you will receive the accrued interest.
  • The daily balance method to calculate the interest is used on your account. This method applies a daily periodic rate to the principle in the account each day.

Boardwalk®
Personal Money Market Account

Products and Services

  • Interest paid on tier balance at the rate that corresponds to the deposit tier.
  • Your interest rate and APY's* may change at our discretion.
  • Interest begins to accrue on the business day you deposit non-cash items (for example: checks).
  • Interest is compounded daily and credited monthly. If your account is closed before interest is credited, you will receive the accrued interest.
  • You may make six (6) transfers from your account but only three (3) may be payable to third parties per monthly statement cycle.
  • The daily balance method to calculate the interest is used on your account. This method applies a daily periodic rate to the principle in the account each day.

Boardwalk®
Business Interest Checking Account

Products and Services

  • Interest paid on tier balance at the rate that corresponds to the deposit tier.
  • Unlimited Check writing.
  • Your interest rate and APY's* may change at our discretion.
  • Interest begins to accrue on the business day you deposit non-cash items (for example: checks).
  • Interest is compounded daily and credited monthly. If your account is closed before interest is credited, you will receive the accrued interest.
  • The daily balance method to calculate the interest is used on your account. This method applies a daily periodic rate to the principle in the account each day

Boardwalk® Corporate Checking Account

Products and Services

  • Unlimited check writing.

Boardwalk® Corporate Money Market Account

Products and Services

  • Interest is paid on tier balance at the rate that corresponds to the deposit tier.
  • You may make six (6) transfers from your account but only three (3) may be payable to third parties per month.

Boardwalk® Statement Savings Account

Products and Services

  • Interest rate and APY* my change at our discretion.
  • Interest begins to accrue on the business day you deposit non-cash items (for example: checks)
  • Interest is compounded daily and credited quarterly on your Statement Savings Account. If your account is closed before interest is credited, you will receive the accrued interest.

CD's

Products and Services

 

IRA's

Products and Services

 



 

Fees:

Boardwalk® Interest Checking Account

Monthly fee if the daily balance drops below $500.00 on any day of the monthly statement cycle

$10.00

Boardwalk® Personal Money Market Account

Monthly fee if the daily balance drops below $5,000.00 on any day of the monthly statement cycle.

$25.00

Boardwalk® Business Interest Checking Account

Monthly fee if the daily balance drops below $500.00 on any day of the monthly statement cycle.

$10.00

Boardwalk® Corporate Checking Account

Monthly fee if the daily balance drops below $1,000.00 on any day of the monthly statement cycle.

$25.00

Boardwalk® Corporate Money Market Account

Monthly fee if the daily balance drops below $2,500.00 on any day of the monthly statement cycle.

$25.00

Boardwalk® Bank Statement Savings Account

Quarterly fee if the daily balance drops below $50.00 on any day during the quarterly statement cycle.

$6.00

Online Banking

Business Customer
Retail Customer
Monthly Bill Payment

FREE
FREE
FREE




Other Fees:
Bond Coupons DepositedPer Envelope$15.00
Cashiers CheckCustomer$5.00
Checkbook/Check Printing At catalog prices
Collection Items/Foreign Currency $20.00
Courier Service $10.00
Dormant Account (per month)After 18 months$10.00
Gift Card $3.95
Gift Cheque $2.50
Interim Statement $5.00
Items paid or returned for Uncollected or Insufficient funds created by check, in-person withdrawal, ATM withdrawal or other electronic means $30.00
IRA Premature Distribution $25.00
Leins and Levies $100.00
Night DepositoryOne time set-up fee$15.00
Notary Service No Charge
Overdraft Protection Transfer (Savings Account) $5.00
Photocopies (each) $1.00
Reg D Excessive Transaction (each) $10.00
Research & Account Reconciliation Per hour$20.00
Returned Deposited Item $10.00
Return of EFT Item $30.00
Safe Deposit Replacement Key $10.00
Safe Deposit Drilling $125.00
Statement Copy $5.00
Stop Payment $20.00
Travelers Cheques-purchase 1%
Travelers Cheques for Two 1.5%
Travelers Cheque Card $14.95
Wire Transfer IncomingDomestic$10.00
Wire Transfer IncomingForeign$40.00
Wire Transfer OutgoingDomestic$15.00
Wire Transfer OutgoingForeign$40.00
 
ATM:
Annual Free
Expedited Card $20.00
Point of Sale Transaction Free
Replacement Card $5.00
Replacement Card (expedited) $20.00